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  • 21 May

    Florida Bankruptcy Exemptions

    May 21st, 2020

    HOLLYWOOD FLORIDA BANKRUPTCY ATTORNEY Florida has numerous exemptions available that can be used to protect your property when filing bankruptcy for both Chapter 7 bankruptcy or Chapter 13 bankruptcy.  If the property is exempt then you can keep the property.  In most cases when filing a Florida Bankruptcy you will use the Florida exemptions.  You must have lived in Florida for 730 days for Florida's exemptions to apply otherwise the  Federal bankruptcy exemptions are used or the state you were previously living.  Here, we will only discuss Florida exemptions.  HOMESTEAD BANKRUPTCY EXEMPTION Florida has one of ...

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  • 24 Dec

    Sued by CKS?

    December 24th, 2019

    Who  Is CKS Financial?   CKS is a debt collector based out of Chesapeake, Virginia and began operating in 2009.  Recently, our office has seen an uptick in their filings in Miami and Broward county.  CKS has been accused of multiple Fair Debt Collection Practice Act (FDCPA) violations according to our research.   What should you do?   If you have been sued by CKS Financial for an alleged debt in south Florida, you should contact The Law Office of Shaya Markovic, PA.  Our office has defended consumers in cases brought by CKS Financial and their attorneys. &...

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  • 24 Sep

    Sued By Credit Corp Solutions?

    September 24th, 2019

    Who is Credit Corp Solutions?   Credit Corp Solutions is a debt buyer based out of Utah and incorporated in 2011.  They purchase debts for significantly less than what the consumer owes and then sues consumers for the full balance.  They typically purchase old credit card accounts, personal loans, and account receivables.  They files thousands of cases a year in South Florida.   What should you do if you've been sued by Credit Corp? Stay calm!   Do not contact Credit Corp solutions, but rather you should immediately contact an experienced debt defense lawyer, to give you ...

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  • 18 Sep

    Sued by LVNV Funding?

    September 18th, 2019

    If you have received a LVNV Funding lawsuit, you may be wondering who they are, why you're being sued by them and most importantly what you should do next.  The debt defense lawyers at Markovic Law have your answers. LVNV Funding purchases debt from original creditors such as credit card companies and then sues for the full amount of the debt.  LVNV claims that they are the new owners of the debt and therefore you need to pay them.  Our lawyers have defended thousands of these cases and are well prepared to represent you.  These cases ...

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  • 11 Jun

    Midland Funding Lawsuit Settled for Just $355

    June 11th, 2017

    Our client was served with a lawsuit in Fort Lauderdale by Midland Funding claiming to be the assignee of a Synchrony Bank/Old Navy credit account.  Midland funding was represented by Cooling & Winter debt collection law-firm.  The debt lawsuit was in Broward county and for over $3,000.  Although our client wasn't sure she wanted to fight the case, we discussed her case and she decided she would fight the case.  Since this was in small claims court, we first went in for the pretrial conference,  At that time opposing counsel made an offer of ...

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  • 27 Feb

    10 Year Old Judgment Vacated

    February 27th, 2017

    A few times a month my office receives a call from a potential client who finds out their wages are being garnished or their bank account has been frozen and they have no idea why.  The only way for that to occur is either the government or more commonly through a judgment and court order.  In almost all these cases, the Defendant claims they were never served with a lawsuit.  If a person was never properly served with a lawsuit, the judgment would be invalid - assuming the correct steps are taken.  The problem that arises ...

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  • 13 Feb

    2007 CACH Judgement Vacated

    February 13th, 2017

    My client contacted my office about a bank levy and paycheck  garnishment she received with no warning.  Our office realized that in 2007, CACH, LLC obtained a default judgment against the this person.  A default judgment occurs when the Defendant is served with a lawsuit but fails to file any papers in opposition to the lawsuit within the time proscribed by law.  The court then enters a default judgment which means you lose the case by default. My client denied receiving the lawsuit and said had she received it she would remember and have hired counsel immediately. &...

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  • 3 Jun

    Debt Collector’s Proof of Claim Raises FDCPA Liability

    June 3rd, 2016

    The 11th Circuit Court of Appeals recently held that a debt collector who files a proof of claim in a bankruptcy proceeding violates the Fair Debt Collection Practices Act (“FDCPA”) when the claim is for a time barred debt.  The case is  Johnson v. Midland Funding.When filing bankruptcy, the bankruptcy code permits a creditor who wants to have a claim for repayment from the debtor to file what is called a proof of claim.  This is an assertion that the debtor owes the creditor money.  However, an issue arises when the creditor is ...

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  • 29 Mar

    $12,045.87 NCEP, LLC Lawsuit Dismissed; Debt Collector Pays Our Attorney Fees

    March 29th, 2015

    Another great win for a consumer against a debt collector trying to collect a South Florida debt.  NCEP, LLC filed suit against our client in Broward court seeking in excess of $12,000.00 for a payday loan that was taken out in 2006.  The Client retained our office, The Law Offices of Shaya Markovic, P.A., to defend him in the case.  The client informed our office that the reason he stopped paying on the account was due to the company closing down and not leaving any location to continue making payments on the account but that he was still ...

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  • 28 Apr

    Defend Cavalry SPV I, LLC Lawsuits

    April 28th, 2016

    Have you been sued in Miami Dade or Broward for a Cavalry SPV I Lawsuit?  The Law Offices of Shaya Markovic, P.A. fights Cavalry SPV I, LLC lawsuits.  In many cases, our office has had success in getting these cases dismissed.As with most debt buyer cases, there are many defenses that could be raised on your behalf.  Not only does our firm look to get Cavalry SPV I cases dismissed, but if there are any violations of any consumer debt protection laws my office will Sue Cavalry SPV I for violating these laws.  These ...

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