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		Markovic Law Feed / Blog / Category / Credit Card and Debt Defense	</description>
	<link>http://www.markoviclaw.com/</link>
	<dc:date>2026-10-16</dc:date>
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   <title>Are you being sued or harassed by Autovest?</title>
   <description>&lt;p&gt;&lt;img src=&quot;http://www.markoviclaw.com/static/sitefiles/blog/Depositphotos_99994996_s-2015.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 18px; color: rgb(44, 130, 201);&quot;&gt;If Autovest is suing or harassing you contact our office for help!&amp;nbsp;&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;If you have been sued by Autovest for a debt or deficiency balance, they may be using unlawful means to collect the debt allowing you to defend this lawsuit. &amp;nbsp; &amp;nbsp;Autovest is a debt buyer and purchases accounts from original creditors and then seeks to collect on the full balance of the deficiency. &amp;nbsp;It&#039;s important to contact an experienced debt defense lawyer to properly review your case and determine your defenses. &amp;nbsp;Don&#039;t assume you owe Autovest any money until you have had your case reviewed by our experienced attorneys. &amp;nbsp;There are many legal defenses to these cases that you may not be aware of, such as a statute of limitation defense, legal standing, or unclean hands to name a few. &amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;How can our office help?&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Our lawyers has saved consumers millions of dollars every year on their debts and may be able to help you too!&amp;nbsp;&lt;/p&gt;
&lt;p&gt;The Law Office of Shaya Markovic will review the lawsuit and documents for any defense you may have. &amp;nbsp;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Has the statute of limitations expired?&lt;/li&gt;
&lt;li&gt;Does Autovest have all the documents they need to prove their case?&lt;/li&gt;
&lt;li&gt;Was the vehicle sold in a commercially reasonable manner?&amp;nbsp;&lt;/li&gt;
&lt;li&gt;Were you provided proper notice of the sale of the vehicle and lawsuit?&amp;nbsp;&lt;/li&gt;&lt;/ul&gt;
&lt;p&gt;&lt;b style=&quot;color: rgb(0, 0, 0);&quot;&gt;The Law Office of Shaya Markovic fights Autovest lawsuits throughout South Florida (Miami, Broward and Palm Beach). &amp;nbsp;We provide free consultations and are&amp;nbsp;&lt;/b&gt;&lt;b&gt;available&lt;/b&gt;&lt;b style=&quot;color: rgb(0, 0, 0);&quot;&gt;&amp;nbsp;nights and weekends as needed. &amp;nbsp;If you are being sued by Autovest or any other debt collector call our office at (786)529-2176.&lt;/b&gt;&lt;/p&gt;</description>
   <link>http://www.markoviclaw.com/blog/are-you-being-sued-or-harassed-by-autovest</link>
   <guid>1</guid>
   <dc:date>2019-09-24</dc:date>
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   <title>UPDATE - CACH LAWSUIT DISMISSED</title>
   <description>We previously blogged about our client who found out she had a judgment against her from a 2007 Cach, LLC Miami lawsuit. &amp;nbsp;Client had no knowledge of the case and denied being served with the lawsuit. &amp;nbsp;Our office filed a Motion to Quash Service of Process and Vacate Final Default Judgment. &amp;nbsp;After an evidentary hearing, the court granted our motion. &amp;nbsp;&lt;p&gt;&lt;/p&gt;</description>
   <link>http://www.markoviclaw.com/blog/update-cach-lawsuit-dismissed</link>
   <guid>7</guid>
   <dc:date>2017-03-26</dc:date>
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   <title>Portfolio Recovery Lawsuit DISMISSED</title>
   <description>&lt;p&gt;&lt;img src=&quot;http://www.markoviclaw.com/static/sitefiles/blog/Depositphotos_26940395_m-20153.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;&lt;p&gt;&lt;img src=&quot;http://www.markoviclaw.com/static/sitefiles/images/Dispo_Mederos.jpg&quot; class=&quot;fr-fic fr-dib  fr-fil &quot; style=&quot;width: 502px; height: 649.647px;&quot;&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Our office was recently retained by a client who was sued in Miami Dade by &lt;a href=&quot;http://www.markoviclaw.com/portfolio-recovery-associates-llc&quot;&gt;Portfolio Recovery Associates LLC&lt;/a&gt; for a credit card debt. &amp;nbsp;She informed us of some personal issues she was having that resulted in her not being able to keep up with some of her debt payments. &amp;nbsp;Many of her debts were sold and transferred&amp;nbsp;between different debt collectors. &amp;nbsp;Our office immediately went to work reviewing her case and noticed numerous issues with the lawsuit and exhibits attached. &amp;nbsp;We&amp;#39;ve also litigated and sued Portfolio Recovery Associates on numerous other cases and they know how we fight for our clients. &amp;nbsp;We contacted opposing counsel on this case and were successful in obtaining a dismissal of the client&amp;#39;s case. This means the client didn&amp;#39;t have to pay any amount to the debt collector including the amount of the lawsuit, costs or attorney fees. &amp;nbsp;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;If you have been sued by Portfolio Recovery Associates in Miami or Broward county, call &lt;/strong&gt;&lt;a href=&quot;http://www.markoviclaw.com/contact&quot;&gt;&lt;strong&gt;The Law Offices of Shaya Markovic, PA&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt; at (786)529-2176. &amp;nbsp;We are a Hollywood Florida credit card lawsuit defense law firm aggressively defending clients sued by debt collectors. &amp;nbsp; &amp;nbsp;We provide free consultations, flat fees and payment plans, and are available nights and weekends. &amp;nbsp; &amp;nbsp;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&amp;nbsp;&lt;/strong&gt;&lt;/p&gt;</description>
   <link>http://www.markoviclaw.com/blog/portfolio-recovery-lawsuit-dismissed</link>
   <guid>7</guid>
   <dc:date>2017-03-15</dc:date>
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   <title>$1,615.90 Portfolio Recovery Associates Lawsuit Dismissed</title>
   <description>&lt;p&gt;&lt;img src=&quot;http://www.markoviclaw.com/static/sitefiles/blog/Depositphotos_26940395_m-20151.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;&lt;p&gt;&lt;img class=&quot;fr-dib fr-draggable fr-fil&quot; src=&quot;http://www.markoviclaw.com/static/sitefiles/images/Dispo_Hodgson(1).jpg&quot; style=&quot;width: 386px; height: 499.529px;&quot;&gt;&lt;strong&gt;A returning client of ours recently was served with a Broward County debt lawsuit filed by &lt;a href=&quot;http://www.markoviclaw.com/portfolio-recovery-associates-llc&quot;&gt;Portfolio Recovery Associates LLC&lt;/a&gt;. &amp;nbsp;Although the amount of the lawsuit wasn&#039;t a huge amount of money, we were pretty confident that we could get the client a good outcome and save her money. &amp;nbsp;Since her other case resulted in a dismissal, we felt the bar was set high in this new case. &amp;nbsp;The case was in small claims court where more lenient rules of procedure apply, yet we felt confident that we could take on Portfolio Recovery Associates attorneys, Hayt, Hayt, and Landua PL. &amp;nbsp;Although we can&#039;t give away our litigation strategy, I can say that a lot of our success in these cases are built up over time through litigating other cases. &amp;nbsp;Ultimately our office was able to get the case dismissed. &amp;nbsp;&lt;br&gt;&lt;br&gt;&lt;a href=&quot;http://www.markoviclaw.com/contact&quot;&gt;The Law Offices of Shaya Markovic PA&lt;/a&gt; is a Hollywood, Florida debt lawsuit defense attorney. We represent individuals sued by credit card companies and debt collectors in Miami, Florida. &amp;nbsp;If you or someone you know has been sued or harassed by a debt collector, contact a debt lawsuit defense attorney. &amp;nbsp;Our office provides free consultations, flat fees, payment plans and is available to meet on nights and weekends. &amp;nbsp;&lt;a href=&quot;http://www.markoviclaw.com/home&quot;&gt;The Law Offices of Shaya Markovic, PA&lt;/a&gt; can be reached at (786)529-2176. &amp;nbsp; &amp;nbsp;&amp;nbsp;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;</description>
   <link>http://www.markoviclaw.com/blog/1615</link>
   <guid>7</guid>
   <dc:date>2017-02-26</dc:date>
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   <title>$10,000 Discover Credit Card Lawsuit Settled For Fraction of Total Amount</title>
   <description>&lt;p&gt;&lt;img src=&quot;http://www.markoviclaw.com/static/sitefiles/blog/Depositphotos_31580649_m-2015.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;&lt;p style=&quot;text-align: justify;&quot;&gt;Recently my office was able to negotiate a settlement of a Broward County credit card lawsuit that was brought by Discover Card. &amp;nbsp;Before I reveal the amount of the settlement I want to take a brief &amp;nbsp;moment to explain the two different types of cases that come through my office and the difference between them.&lt;/p&gt;&lt;p style=&quot;text-align: justify;&quot;&gt;The first type of case is what is called an original creditor cases. &amp;nbsp;These cases are filed by the company that directly loans money to the debtor/defendant. &amp;nbsp;The name of the Plaintiff in this type of case would be American Express, Discover Card, Bank of America amongst many others. The other type of case is called a debt collector cases. &amp;nbsp;These are cases that are filed by companies that don’t loan the money but rather purchase debts from the original creditor usually for a large discount. &amp;nbsp;These &amp;nbsp;are brought by companies such as Portfolio Recovery Associates, Midland Funding, Asset Acceptance, National Collegiate Student Loan Trust, and many others. &amp;nbsp;From a legal perspective and when it comes to defending these cases, the debt collector cases provide for much stronger defenses. &amp;nbsp;The reason being is that the more a debt is sold and transferred the more people who are required to attest to the correct balance of the debt and it becomes more difficult for the Plaintiff to prove ownership of the debt. &amp;nbsp;Since these cases have many potential flaws they are easier to win if they go to trial and thus facilitates better possible settlements.&lt;/p&gt;&lt;p style=&quot;text-align: justify;&quot;&gt;Back to the case that I recently settled. &amp;nbsp;This was an original creditor case with very limited defenses available. &amp;nbsp;After engaging in some limited litigation my office was able to settle our client’s case for $2,000 and a payment plan. &amp;nbsp;Although we always would love to get all our cases dismissed and our clients not paying any amount it’s not always the case.&lt;/p&gt;&lt;p style=&quot;text-align: justify;&quot;&gt;If you have been served with a Broward or Miami credit card lawsuit call The Law Office of Shaya Markovic, P.A. at (786)529-2176 for a free consultation. &amp;nbsp;My office is open during the evenings and weekends for your convenience.&lt;/p&gt;</description>
   <link>http://www.markoviclaw.com/blog/10000-discover-credit-card-lawsuit-settled-for-fraction-of-total-amount</link>
   <guid>1</guid>
   <dc:date>2015-04-29</dc:date>
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   <title>$8,000 Portfolio Recovery Lawsuit Gets Dismissed</title>
   <description>&lt;p&gt;&lt;img src=&quot;http://www.markoviclaw.com/static/sitefiles/blog/blog-img3.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;&lt;p&gt;&lt;br&gt;It’s always nice to get my client a better results than they expect. &amp;nbsp;Today, &amp;nbsp;I had my most recent victory against &lt;a href=&quot;http://www.markoviclaw.com/portfolio-recovery-associates-llc&quot;&gt;Portfolio Recovery Associates&lt;/a&gt;. &amp;nbsp;Portfolio Recovery Associates sued my client seeking more than $8,000 as a result of an alleged credit card debt. &amp;nbsp; &amp;nbsp;After receiving the debt lawsuit, the client hired &lt;span&gt;&lt;/span&gt;&lt;a href=&quot;http://www.markoviclaw.com/&quot;&gt;The Law Office of Shaya Markovic, P.A.&lt;/a&gt; to defend his credit card lawsuit. During the initial consultation, the client said that in order to make the case go away he was willing to make a payment of a few thousand dollars. Our office immediately realized numerous defenses to the credit card lawsuit and filed a Motion to Dismiss the Complaint. &amp;nbsp;Yesterday, was the day of the hearing on our Motion to Dismiss and I’m happy to report that after discussing the weaknesses of their case &amp;nbsp;Portfolio Recovery Associates backed down and agreed to dismiss the case with prejudice, meaning they can never file this lawsuit again against my client.&lt;/p&gt;&lt;p&gt;&lt;img class=&quot;fr-draggable fr-fil fr-dii&quot; src=&quot;http://www.markoviclaw.com/static/sitefiles/images/dispo_redect_img.jpg&quot; style=&quot;width: 309px; height: 399.985px;&quot;&gt;&lt;/p&gt;&lt;p&gt;&lt;/p&gt;</description>
   <link>http://www.markoviclaw.com/blog/80000-debt-case-gets-dismissed</link>
   <guid>1</guid>
   <dc:date>2016-03-17</dc:date>
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